Tempo

The payments-first blockchain

Tempo is a general-purpose blockchain optimized for payments, built to deliver instant, deterministic settlement, predictably low fees, and a stablecoin-native experience. Tempo's public testnet launched on December 9, 2025, and is now available for anyone to start building on.

Tempo was designed in close collaboration with an exceptional group of design partners who are helping to validate the system against real payment workloads.

The general-purpose programmability of the blockchain provides functionality directly in support of our global payments mission: stablecoin interoperability, onchain FX, compliant privacy, and more. Tempo will be a permissionless, decentralized chain. The Tempo client is open source under the Apache license, and anyone can run a node or sync the chain.

Core Features

Explore the key features that make Tempo purpose-built for payments:

Native Stablecoins

TIP-20 tokens with payment lanes, stable fees, reconciliation memos, and built-in compliance

Modern Transactions

Batch transactions, fee sponsorship, scheduled payments, and passkey authentication

Performance Optimizations

High throughput and sub-second finality built on cutting-edge consensus algorithms

Onchain FX

Access FX liquidity directly onchain with regulated non-USD stablecoin issuers

Privacy

Private balances and transfers that maintain compliance requirements for regulated issuers